The Homely Borrowing Calculator is provided for general information purposes only and does not constitute an offer of finance or financial advice.

The results shown are estimates based on the information you enter and on certain assumptions, including interest rates, repayment schedules, and deposit requirements. These assumptions may not reflect your full financial situation, such as other expenses, existing lending, or future changes in interest rates.

Homely does not provide home loans directly. The borrowing amounts and repayments estimated by this calculator are indicative only and remain subject to the lending criteria, terms, conditions, and fees of the lender(s) you choose to apply with. Actual borrowing eligibility and approval will be determined by the lender after a full assessment of your financial position.

Calculations are based on standard repayment methods and may vary slightly due to rounding, frequency of payments, or changes in rates and lending policies.

We strongly recommend you seek independent financial advice before making decisions based on these results. For more information or to proceed with an application, please contact the Homely team directly.