FOUND THE
PERFECT HOME?
NOW, FIND THE
PERFECT LOAN.
Your personal digital mortgage assistant that connects you with many banks through a single application, putting you in control of your home loan journey.
Your home, your loan, your call.
With Homely's AI-powered platform, you stay in control navigating the mortgage process on your terms by comparing offers from multiple lenders, and securing a home loan that truly meets your needs.
One application, endless possibilities.
Skip the repetitive paperwork. With Homely, you fill out one smart application and in minutes apply to multiple lenders - saving time, effort and hassle.
Lenders compete, you win
Our AI-driven marketplace puts you in the driver's seat. You select your preferred lender from multiple lenders competing for your business. You decide which offer is best for you.
Your personal mortgage assistant, 24/7
Homely's AI assistant is always on your side - guiding you through every step, answering questions and ensuring a judgement-free, pressure-free experience.
More than a mortgage, a rewarding experience
We go beyond simplifying your mortgage journey. With Homely, every step you take towards homeownership is recognised - because your financial decisions should come with benefits.
Testimonials
Don't just take our word for it. Hear from Kiwis who have experienced the Homely difference!
“The Homely team has a clear purpose - helping people own homes faster and fairer, without the stress. I love the transparency and simplicity of knowing exactly where you stand. Buying a house is hard enough, so making the mortgage process easy and fast is a real win for me.”
Diana Minnée
Wellington
How does Homely work?
Drag and drop or bulk upload the required documents.
Answer a few questions while our AI generates your application automatically.
Check the AI-generated application and make any necessary changes.
Choose your preferred lenders from the Homely marketplace and send your offer request with a single click.
Compare their offers, then select the one that best fits your needs to secure your home loan.
Better, Faster, Smarter
Home loans made simple with AI and Smart Tech
Smart tools to get you going
Homely's smart calculators and comparison tool help you take the first step with confidence. Instantly assess your borrowing power, serviceability, and budget for upfront costs. Compare best rates from lenders of all sizes through our intuitive filters. It’s a faster, easier, and more transparent way to navigate your home loan journey.
More confidence, smarter offers
Know exactly where you stand with Homely. Our AI-driven platform connects with lenders to speed up your pre-approval, giving you the confidence to act fast when you find the right home.
Get support when you need it most
While Homely is a technology-led platform, we understand that sometimes you just want to speak to a real person. Not everyone needs hand-holding - but if you do, our friendly team is here to support you at any stage of the journey. You’re never alone - but you are always in control.
In Media
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Everything you need to know about getting a home loan through Homely.
Our aim is to present you with offers from lenders within 24-48 hours so that you can move through the home loan process faster. However, the approval time may vary depending on how fast each lender can move.
For salaried earners, you’ll need proof of income (payslips or tax returns), address proof, bank statements, ID, and property details to get started. For business owners or contractors, a different set of documents is required. Our AI engine makes uploading quick and easy.
Our services for homebuyers are completely free.
Absolutely! Homely helps with purchases, refinancing, and investment properties. Our platform compares your current loan against better options in the market.
We work with specialist lenders who consider applications from people with less-than-perfect credit. You will have a wide selection of lenders to cater to your specific needs.
Your data is protected with bank-level encryption, and strict privacy controls. We keep your data secure and share it only with the lenders you choose and only when you consent. It’s used solely to match you with the right loan, never for spam or unwanted offers.
Yes. You can contact us by phone or email at any time for help with your application. If you’re looking for personalised advice or recommendations, we can connect you with one of our licensed Financial Advisers. The level of support is entirely up to you.
Our platform is designed to be self-guided, and most users can navigate the process independently. However, if you would like personalised advice or additional support with your application, we can connect you with one of our licensed Financial Advisers for tailored assistance. Whether you choose to seek advice is entirely up to you.
