FOUND THE
PERFECT HOME?
NOW, FIND THE
PERFECT LOAN.
Your personal digital mortgage assistant that connects you with many banks through a single application, putting you in control of your home loan journey.
Your information is safe with us. We will only use your email address to let you know about our Beta launch and won't spam your inbox.
Your home, your loan, your call.
With Homely's AI-powered platform, you stay in control navigating the mortgage process on your terms without any bias by comparing offers from multiple lenders, and securing a home loan that truly meets your needs.
One application, endless possibilities.
Skip the repetitive paperwork. With Homely, you fill out one smart application and in minutes apply to multiple lenders - saving time, effort and hassle.
Lenders compete, you win
Our AI-driven marketplace puts you in the driver's seat, creating competition among banks and lenders to offer you better rates and terms. No bias, no middlemen - just better deals.
Your personal mortgage assistant, 24/7
Homely's AI assistant is always on your side - guiding you through every step, answering questions and ensuring a judgement-free, pressure-free experience.
More than a mortgage, a rewarding experience
We go beyond simplifying your mortgage journey. With Homely, every step you take towards homeownership is recognised - because your financial decisions should come with benefits.
Testimonials
Don't just take our word for it. Hear from Kiwis who have experienced the Homely difference!
“The Homely team has a clear purpose - helping people own homes faster and fairer, without the stress. I love the transparency and simplicity of knowing exactly where you stand. Buying a house is hard enough, so making the mortgage process easy and fast is a real win for me.”
Diana Minnée
Wellington
How does Homely work?
Drag and drop or bulk upload the required documents.
Answer a few questions while our AI generates your application automatically.
Check the AI-generated application and make any necessary changes.
Choose your preferred lenders from the Homely marketplace and send your offer request with a single click.
Compare their offers, then select the one that best fits your needs to secure your home loan.
Better, Faster, Smarter
Home loans made simple with AI and Smart Tech
Smart tools to get you going
Homely's smart calculators and comparison tool help you take the first step with confidence. Instantly assess your borrowing power, serviceability, and budget for upfront costs. Compare best rates from lenders of all sizes through our intuitive filters. It’s a faster, easier, and more transparent way to navigate your home loan journey.
More confidence, smarter offers
With Homely, you'll know exactly where you stand. Our AI-powered platform works with lenders to generate high-quality approvals, so you can make stronger offers, move faster and secure your dream home with confidence.
Faster decisions, less waiting
No more long delays. Homely streamlines the approval process, cutting out inefficiencies so lenders can make decisions faster than ever. Our goal? Fully credit-assessed pre-approvals within 24 hours – so you can move forward without the stress.
Homely in Media
AI disruption on the way for mortgage advice industry
READ THE FULL ARTICLE
AI vs Human Mortgage Advise - Why 77% now prefers a digital DIY option over human advisors
WATCH OR LISTEN TO THE PODCAST
Emerging start up disrupting the Financial sector in New Zealand
READ THE FULL ARTICLE14 Start Ups coming out of the Creative HQ Fintech to make a difference to New Zealand's Financial Sector
READ THE FULL ARTICLEFAQs
Everything you need to know about getting a home loan through Homely.
Our goal is to have credit assessed offers from lenders within 1 day, helping you move through the home loan process much faster than traditional timelines.
For salaried earners, you’ll need proof of income (payslips or tax returns), address proof, bank statements, ID, and property details to get started. For business owners or contractors, a different set of documents is required. Our AI engine makes uploading quick and easy.
Our services for homebuyers are completely free.
Absolutely! Homely helps with purchases, refinancing, and investment properties. Our platform compares your current loan against better options in the market.
We work with specialist lenders who consider applications from people with less-than-perfect credit. You will have a wide selection of lenders to cater to your specific needs.
Your data is protected with bank-level encryption, and strict privacy controls. We keep your data secure and share it only with the lenders you choose and only when you consent. It’s used solely to match you with the right loan, never for spam or unwanted offers.
Yes! You can reach us via email or phone anytime for support. However, please note, we can’t provide financial advice or recommendations.
We do not provide financial advice. If you require financial advice or any recommendations, you will need to consult with a qualified financial adviser.
